5 important facts on home loan tax benefits in India

Buying a home is one of the major decisions of one’s life and almost everybody who takes a home loan has to go to a bank or financial institution to get his home financed. The money involved in a home loan is often a very big sum. Government of India has given some tax benefits on home loan in India to decrease the burden of buying a home in India. Here are 5 important facts about these tax benefits.

Both interest and principal components of home loan attract tax benefits. Persons who have taken a loan to buy a home or for construction can claim these deductions under the section 24(b) of the Income Tax Act.

The deduction on interest component on home loan is available up to Rs. 1.5 lakhs if the loan was taken on or after April 1, 1999 to buy or build a property. The purchase or construction should be completed within three years from the end of the financial year in which the loan was taken. In addition to it a certification from the lending banks is needed to certify that interest is payable against the loan advanced to buy or construct a house.

These deductions are only available if you continue to make payments. If a borrower fails to make EMI payments on time, he cannot claim tax benefits on the amount supposed to have been paid.

If a person buys a house and sells it within the same year or before three years, he is liable to pay short term capital gains tax. But, if the sale had taken place after three years, he is liable to pay long term capital gains tax. Long-term capital gains are exempt from tax if the profit amounts are invested in capital gains tax-saving bonds as detailed under Section 54.

Only a person who has taken a home loan can claim tax deductions. If there are co-borrowers of the home loan, the deduction they can claim is limited to the extent to the part of the loan they repay.

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Studio Apartment In Indirapuram

Victory Group is one of the leading real estate developers and has launched residential projects like Victory Habitat Centre. Victory Habitat Centre Indirapuram is attached with modern facilities. Victory Habitat Centre is an affordable project starting just from 44 Lac.

Victory Group brings you completely developed Victory Habitat Centre Studio Apartment at Indirapuram Ghaziabad. This area is approved by Ghaziabad Development Authority GDA). Victory Habitat Centre Indirapuram is emotionally involved with modern amenities. Here you don’t have to worry about whatever thing. Just go and grab it. An event like this comes with years. And it might come over. This is your opportunity to own price of land in the consideration of Ghaziabad. Apprehensive about you and your family reservation? Well, you don’t have to worry anymore. 24 hours hi-end security and gated enlargement gives you total equanimity.

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Victory Infratech Group is one of the primary real estate developers and has launched residential projects like Victory City, Victory Ace and Victory Habitat Centre Studio Apartment – is a pleasant project developed by Victory  group? It is devoted with modern accommodations. Victory Habitat Center Indirapuram residential project has all types of up-to-date facilities which are required for living a comfortable life. It has 24 hours full proof safety with the advanced high security method. The whole projects has 80% open Area, High tech security, Swimming Pool, Ultra modern Club, Play Area Gardens and Parks and all apartments are High rise facilities and amenities.

Victory Habitat Centre Ghaziabad – Features

For the first time ever, fully established plots are available in an up-to-date group housing society.

With all amenities and comforts attached.

24 hours hi-end security and gated growth give you whole peace of mind

Studio Apartment Ghaziabad -Location Advantage

Victory Habitat Centre is located at Indirapuram Ghaziabad. Its easy use of considerate of schools and markets makes it one of the most popular locations of the NCR

Reasons to go for Studio Apartment Indirapuram?

Ample parking space, swimming pool, club, health facilities, kids zone, in-house shopping complex and lot more available at nearness.

Profitable return of your investment.

Located in a prime location in Ghaziabad.

About Developer

Where achievement starts with the immense project Victory Group has set up itself as a world-class real-estate company. The group resolutely believes in enhanced tomorrow by providing people with improved lifestyle and living standards, at affordable prices. It provides its valued clientele with the finest designs, aesthetics and ethics that match worldwide standards. It reflects in providing its customers more than what they expect.

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Property Investment – Be Careful About the Various Frauds in Property Investments.

Property is the way to increase your prestige as well as your wealth and that is the big reason that in India everybody is keen to invest in property but it is not that everybody makes profit in property investment. There are some people who burn their hands by ignoring some important things and issues. Following are some big mistakes and their solutions that you must follow.

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1) Lack of Motive - There should be a motive behind the buying of any property. Are you buying a particular property for your own dwelling purpose or just for investment? It should be clear in your mind as there is difference in both. For investment you can buy property anywhere but this is not the case for staying purpose. For making money you can take interest in commercial property also. There is lot of return in it but it should be done carefully. If your motive is clear then you would surly get returns or profit otherwise your investment would be of no avail. For example many people invested their hard earned money in purchasing the shops in malls in Delhi presuming to get good returns but they did not get any good profit out of them.

2) Selection of right place - This is the matter where people are deceived. Consider wisely about where you have to purchase property and what your budget is. Save from purchasing many properties at a place. Think about different portfolios like you do in share marketing. The place should be according your requirements so if you want to stay there you should know about the types of people living there, what facilities are there etc. Or if still you are purchasing for investment purpose then consider about the rate of appreciation per year at that place. For this get the details about geography, history and possible plans in futures at that place.

3) Unchecking of title of property - You should know everything about the property you purchase like who has the possession or title of that property. Check properly all the papers of property and ensure no court case is filed against that property. If you feel any confusion then take experts advice. Your money is safe in the presence of legal papers as many of fraud cases regarding land and property are in the lack of right property papers.

4) No information about Govt. authorization - If you are going to purchase a flat then it is very necessary to know whether the builder has right to start the construction or not. For this you should get information from DDA, GDA, Awas board and if you don’t get any satisfactory answer then take the help of RTI. Govt authorization is of many types like starting of construction, passing of property map, payment of property, completion certificate of property etc.

5) Loan on property - Get the information if any loan has been taken on property. If it is then you will be liable for paying that loan.

6) Information about the seller - get all the information about the person you are purchasing property from. Purchasing property or flat from well-known builders makes less chances of fraud.

7) Lucrative and fraud advertisements - People are easily taken in lucrative advertisement of properties. In these advertisements there are lots of things which in reality don’t exist there. So be careful against these advertisements.

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Boom Time in Ghaziabad: What Makes Ghaziabad Properties a Wise Investment?

Ghaziabad has become a more promising destination after GDA and UP Awas Vikas, the municipal authorities and private developers are making a concerted effort to improve the social and physical infrastructure of the city. That’s the reason why property prices have appreciated in this city.

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Ghaziabad real estate is developing close to the two national highways, NH-24 and NH-58. These two highways have changes the fortunes of the small town Ghaziabad into a city of boom. Today talking of Properties in Ghaziabad, the only image that comes to mind is of the construction sites of massive residential and commercial projects near these highways.

Good groundwork and connectivity to Delhi and other cities like Meerut, Noida, are two main reasons for this spurt in Ghaziabad Property Prices. All these today make Ghaziabad one of the fastest growing cities in India.

Another reason for the property going bullish in Ghaziabad is the availability of economical options as compared to Noida and Gurgaon’s prices. Developers like Mahagun have launched various projects in this area. Mahagun Mascot is one noteworthy project ensconced among the lush greens of Crossing Republic- India’s first global city spread across more than 360 acres- and flanked with iconic towers. It also offers a unique opportunity to enjoy the peace and tranquillity of the surroundings, coupled with the pleasure of living in a world class environs at a distance only of 19 kms from the Delhi border.

Property rates have also been rising rapidly in the last six months as the new Metro line became functional in the area. Properties in Ghaziabad market has strong demand-supply equilibrium and attracts investors and buyers alike. The residential property market also has a good luxury apartment supply by big national level developers. Best Property in Ghaziabad is still affordable and already has a sizeable population living in Vaishali and Indirapuram. The reason is facing some land acquisition issues lately. But the authorities have taken it up on a priority basis. Earlier, the GDA has given approval to fund one-third of the Metro project till Loin.

The Vaishali Metro line is already operational. More so, bus and auto services are also better in the city. Some of the upcoming projects to improve the connectivity of the city are the high-speed train and the FNG corridor. The city is also being done up with series of flyovers and underpasses, which will ease pressure on existing traffic.

Government departments are doing well to check the basic issues in Ghaziabad, while private organizations are showing good intent in supplying projects with high-end amenities like power backup, 24×7 water supply, clubhouse and swimming pools. This is one more reason why buyers with higher incomes flock to these high-end projects.

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Investing in A Real Estate Property Wisely Reading India Property

Are you investing in a real estate property? Do you know about the market well enough? If you don’t have the real picture of the market, don’t lose your heart. You get ample amount of property reviews in India in order to get an insight into the market. Here’s where to look for it.

With the advancement in technology, the number of digital portals dedicated to real estate property reviews has already gone up. The formation of a stable government at the Centre and the improved GDP in India has directly contributed to wooing investors in the real estate market in a few months’ time. And the number of such portals is staggering. This is why knowing where to look for it is essential. Here are a few tips to follow-

  1. A Brand

Every brand stands for a sign of quality. Be it a product or a service, quality is a major concern among buyers and investors. Choosing a brand makes the game much safer and gives you an edge over others. In a country like India where most investors are in a hurry to reap the best harvest, always try investing in a brand like Sikka Kimantra greens that is reliable and more or less offers the best quality services. This is the reason why you should take out some time in order to find a brand that is preferred.

  1. An Honest Portal

Though the number of portals in the industry is staggering, choosing the best and honest portal is the challenge. In order to know which the best and most honest portal is, you need to do a research online and find out the best the portal wherein the details of real estate properties are offered for free. Accuracy matters everywhere and this is the why a brand that offers better and accurate information is the ideal place to look in for such property deals.

  1. No Brokerage, No Bar

With the help of these sites, one can simply choose a portal which would charges nothing but offers a lot of information needed to take a good call. Every platform of this type chooses a way n which they could interact with the buyers and investors. This will helps them come under an umbrella and discuss the real estate scenario with ease. Choose a platform that helps you offer the right information at the right time.

The Bottom Line-

In order to play the game of investing in real estate properties, you have to make sure that you know the market well. It helps understand where to invest, when to invest and when not to invest. One of the most important things to take into consideration is the platform you choose. There are many such platforms and choose one wisely and get started at the right time.

In India, there a lot of platforms that really helps get a clear picture of the market. Choose the right platform and get started at the right time. Before you invest in properties in India, make sure you read property reviews about Indian properties. For read more articles visit Common keys.

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Property Trends in Ahmedabad

In last 15 years, Gujarat has been the only state of India to witness growth in majorly all kind of aspects. Among the many well developed cities, Ahmedabad besides just being the largest city of Gujarat has also emerged to be a commercial capital of Gujrat.

The city is known to be a hub of chemical, textiles and pharmaceutical industries. Also, it has some of the famous educational institutes like IIM-A, CEPT and NID in its account. In every aspect, Ahmedabad today has the hottest real estate market of India. The alluring combination of progressive policies, intelligent governance and high developmental rate has made the real estate market of the city most desirable in terms of both commercial as well as residential purposes. Visit here related project in Noida Sikka Kimantra greens

Moreover, the development of projects such as IT parks, Riverfront and gift city has helped the real estate market of Ahmedabad to grow at tremendous rate. Today, investing or buying a property in Ahmedabad assures unprecedented and extraordinary returns to the buyer. It is the increasing capital value of real estate assets which has made Ahmedabad the highest sweep staker in the property market. Property in Ahmedabad is flourishing with many commercial as well residential projects. From the corporate spaces and commercial malls to the IT/ITES parks, flats and apartments to bungalows and township… the appreciation of property (be it in terms of return value or acquisition rates) can be witnessed in every aspect.

Where the areas of Sarkhej-Gandhinagar Highway, Prahalad nagar, Ashram Road are known to be commercial sites of Ahmedabad with a property appreciation value of 20 – 30%; the areas of Vastrapur, South Bopal, New Ranip, Bodakdev and Nava Naroda are commanding the residential properties in Ahmedabad with the appreciation value of 50% over the last 3 years only. The other prime residential properties in the city are: Maninagar, Thaltej, Shahibaug and areas around Chandola Lake and Kankaria. Talking specifically about bungalows, it is the Sardar Patel Ring Road in the outskirts of Ahmedabad that has been predominantly developed for the individual bungalow segment. However, with the increasing rates of properties and inadequacy of land, the trend of flats and apartments can easily be spotted in Ahmedabad.

The residential property in Ahmedabad is seeking an emerging trend of 2 and 3 BHK flats. Buying an apartment houses or a flat in the high rise towers of a city not only promises a handsome return value but also assures an enviable lifestyle to its owners and residents. Undoubtedly, with such a good educational institutes, better employment opportunities and excellent civil infrastructure

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Mr. Sunil Mantri Creates a Better Future for the Real Estate Industry

It talks about the life of Mr. Sunil Mantri, and how he started his career in Real Estate, and how his company Mantri Realty went on to become one of the top real estate companies in India.

A pioneer in the real estate industry, Mr.Sunil Mantri is the vibrant first generation Chairman and Managing Director of the ever- growing Mantri Realty Ltd. Mantri Realty came into the world in 1986, and today the company has accomplished lengths, that no other company could ever do. With over 20 years of experience in the field, Sunil has been able to build a magnificent reputation both for the company as well as for himself. The growth and success of the company is due to his futuristic thinking, innovative ideas and amazing skill set. Mr. Mantri has built his domain on four vital pillars- Quality, Technology, innovation and People. Sunil Mantri comes from a textile business family, which held distributorship from many leading brands in India. As in any family business Mr. Mantri was expected to take over the family business, but he decide not to, instead he entered into the stock broking business, more importantly he ventured into real estate. Mr. Mantri started his career by investing in a few plots in Pune and one in Karad in Mahahrashtra. From here he began to develop these properties, and since then his company has just been booming with success.

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Mr. Sunil Mantri, brought about the concept of green building in India, securing IBGC (India Green Building Council) approvals for his projects. He has provided his clients with affordable accommodations all which have the best of facilities. Projects like Mantri Serene in Mumbai, Mantri Premero and Mantri Royale in Bengaluru fall under this category. Mantri Serene situated in Goregoan east in Mumbai is located in Aarey hills, surrounded by lush green forests, in the otherwise polluted city of Mumbai. The project is centrally located, around quality schools, malls multiplexes and temples, and the well- known Film City, where all Bollywood films are shot. It consists of 1/2/3 BHK and Duplexes. The apartments in Mantri Serene are a combination of architectural beauty and design. The project has brilliant internal and external amenities like laminated flush doors, vitrified tiles in all rooms, granite kitchen platform to grand entrance lobby, podium parking, well equipped gymnasium, high speed lifts and CCTV.

Mantri Premero in Bengaluru is situated very close to major IT and outsourcing companies. The Mantri Premero includes 2 BHK, 2 BHK+ study and 3 BHK apartments with original ideas. It has a state of the art gymnasium as well as modern amenities both internal and external. The Mantri Royale located at Kanakapura road in Bengaluru is a perfect blend of two and three bedroom flats. The building also gives the resident a panoramic view. For car owners there is no problem with regards to parking as it can accommodate close to 204 cars.

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Commercial Properties in Gurgaon With Complete Features in Best Price Range Available

With the approval of commercial properties are more demanded. It is said to be an actual boost to the real estate sector. But considering the small businessmen this will be a setback for them. More foreign retailers will have their retail outlets here in India. They demand more and more. According to the real estate experts this will increase the rentals in many of the commercial projects.

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Recent reports state that the commercial properties in big and emerging cities will be highly increased. The mall owners also expect that their vast vacant spaces will be filled. So the best thing any businessman can do is secure a proper office space as soon as possible. How faster you are to get a business outlet will determine your growth of business growth as well.

I hope that you have understood that Gurgaon is demanded highly because of its faster development and growth. This has made Lease Gurgaon Property a difficult task. Yet you can gain a good office without much difficulty in many suitable locations. Some good areas in Gurgaon hold numbers of vacant space.

There is no shortage for Commercial Properties in Gurgaon. Only a good knowledge over the area alone can help you up. If you do not have deep knowledge about the area then you must depend on some reliable firms which can offer you right help. You should be wise in selecting the agents because you should not be tricked.

Advisably you should select a firm which provides A to Z services related to Lease Gurgaon Property. You will be guided rightly by such a firm as these firms hold a vast and superior knowledge over the area and the matters related to the area.

RPG Estate is such a site which offers you entire services related to any queries over the Commercial Properties in Gurgaon. The site lists out a vast number of office spaces which are available for rent/sale. So without much difficulty you can find a suitable office space with the help of this site.

Preferably it is advisable to opt leasing a commercial property. Mostly the prominence of a place loses when some new other superior projects come in. the people prefer always to go to the latest one. If you Lease Gurgaon Property, you are free to move and shift your office to the latest prominent location. This will boost and improve your chances to be a successful businessman.

As I said earlier there is no shortage of Commercial Properties in Gurgaon and you should never feel worried over this matter. You must notice that there are plenty of options in front of you. At any moment of your need we are here to help you up. So be tension- free.

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Bhiwadi Real Estate – Reasons to Invest in Bhiwadi

Bhiwadi is really a town inside the east end of Alwar in Rajasthan. Bordering Haryana and Rajasthan, it is around 90 kilometres of Alwar proper, 60 kms from Faridabad, 55 kms from the Indira Gandhi International Airport in Delhi, 40 kms from Gurgaon, and around 200 kms from Jaipur. Although its total area is around 3,347 acres, an extension of approximately 3000 acres has already been proposed. As it is around 5kms from National Highway – 8, it is becoming a favourite among real estate developers. Looking  in Noida Affordable Housing visit Sikka Kimantra greens.

Commercial Development:

If some media reports are to be believed, this town forms the third largest industrial hub of the subcontinent. V. K Thakore wrote in a paper entitled “Establishing Industries in DMC and NCR” that it must be due to the increase in towns like these, that several entrepreneurs prefer this region over others2. Several companies already have offices here for example Honda Siel Cars, Hero Honda, Pepsi, Jaguar, Bausch & Lomb, Gillette India, Shree Cements, Ujala Pumps, Ajanta Chemical Industries etc. More companies plan to set operations here for instance, Jay Auto Components Ltd., Oswal Casting Pvt. Ltd., Water Forging Pvt Ltd. etc, to name a few. In fact, Bhiwadi, coupled with two other areas, namely Chopanki and Khushkhera forms quite an industrial hub extending over 5300 acres and caters to around 2500 industries. Besides industrial plants, proposed commercial projects for retail spaces and office spaces and residential projects, some developers such as Ashiana Housing Ltd. has taken the initiative to build up a housing society for ones elderly called Utsav Care Homes.

Infrastructural Development:

One of the primary factors that has been beneficial to real-estate boost Bhiwadi is proximity to NH-8. Moreover, several real estate projects are coming along the Alwar Bypass Road such as MVL Coral, MVL Indi Homes, MVL The Palms, Avalon Royal Park, Avalon Regal Court, BDI Northstar, to name a few. This four lane mega highway with 200 feet will connect to NH-8. Moreover, the upcoming eight lane Delhi-Mumbai Industrial Corridor (DMIC) which also connects to Gurgaon will pass by Bhiwadi. This besides a Dedicated Freight Corridor (DMC) is part of a mega project worth 90 billion US dollar. Financial and technical aid for the same will also come from Japan. To add to this, a rapid rail transit system has also been proposed. This is likely to enhance connectivity between Delhi, Gurgaon and Bhiwadi.

The important factors of Investment in Bhiwadi

Delhi-Mumbai Industrial Corridor(DMIC) is a mega infra-structure project of USD 90 billion with the financial & technical aids from Japan, covering an overall length of 1483 KMs between the political capital and the business capital of India, i.e. Delhi and Mumbai. The Multi-modal High Axle Load Dedicated Freight Corridor (DFC) between Delhi and Mumbai,

DMIC passing through the Six States – U.P, NCR of Delhi, Haryana, Rajasthan, Gujarat and Maharashtra, with end terminals at Dadri in the National Capital Region of Delhi and Jawaharlal Nehru Port near Mumbai.

Distribution of length of the corridor indicates that Rajasthan (39%) and Gujarat (38%) together constitute 77% of the total length of the alignment of freight corridor, followed by Haryana and Maharashtra 10% each and Uttar Pradesh and National Capital Region of Delhi 1.5 % of total length each.

This corridor will be equipped with an array of infrastructure facilities such as power facilities, rail connectivity to ports en route etc. Approximately 180 million people, 14 percent of the population, will be affected by the corridor’s development.

This project incorporates Nine Mega Industrial zones of about 200-250 sq. km., high speed freight line, three ports, and six air ports; a six-lane intersection-free expressway connecting the country’s capital(Delhi) and financial capitals(Mumbai) and a 4000 MW power plant.

Several industrial estates and clusters, industrial hubs, with top-of-the-line infrastructure would be developed along this corridor to attract more Foreign Investment Funds for the projects would come from the Indian government, Japanese loans, and investment by Japanese firms and through Japan depository receipts issued by the Indian companies.

Many people are looking for the investment in real estate and property near by Delhi and Gurgaon. They are about to make the profits by selling and buying the property and always looking for the upcoming projects in Gurgaon and near by it. If someone wants to invest near by Gurgaon then the most important suggestion is to sell the property and land in Bhiwadi. Because Bhiwadi is now growing developing sector where any one can buy the property and can make the huge benefits after one or two years.

Currently Bhiwadi is coming up with new developments in real estate and property and has become the Special Economic Zones that is attracting attention to investors for sale and purchase the property in India. Due to many reasons by which we can say that Bhiwadi is now the fast growing in real estate and property development at all and many people are about to search the apartments in Bhiwadi to live and more commercial projects to settle their business.

Many real estate developers are coming here for new projects in Bhiwadi and also the luxury apartments in Bhiwadi. To see the growing industrial sector there is a voluble property to sell and buy for making the credit in next few months and years.So that if any investor is about to invest then he will ever want to make the more benefit in the commercial sector. They are not only to invest on commercial sector but also they are investing in living and residential sector due to many people like to live in well developed city as we can say that Bhiwadi is also a well developed city near NH-8 Dharuhera.

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Sikka Karnam Greens Resale Offers 1 BHK to 4 BHK

Sikka Karnam is a unique destination in the heart of Noida presenting an unrivalled collection of living, health and lifestyle, the best the world and the region has to offer. Whether its health, greenery, or Lifestyle, you will find its most refined expression at Sikka Karnam.

Sikka Group is coming with its new and luxurious residential project named as Sikka Greens. The apartments of Sikka Karnam Greens are welcoming you in the world of comfort and peace. This is the only place where, peace, happiness, and prosperity are coming together in order to provide you a splendid atmosphere for living in. The apartments of Sikka Karnam are offering you a choice of 1 2 3 and 4 apartments located at much planned location of Sec 143B Expressway F.N.C Noida. This location is giving you good connectivity to the complete Delhi NCR Zone. At the same time the apartments are highly laced with many ultra modern amenities, such as, 100 power back up, 24 7 hours power backup, swimming pool, play area, jogging track, earthquake resistant structure zone IV, and much more visit here for its new project Sikka Kimantra Greens

Indulge in a unique living experience, with 1350 flats offering the worlds most original, revered and influential living experience, many of which are exclusive to Sikka Karnam Greens Resale. The whole family may enjoy the lifestyle weaving through the beautifully landscaped gardens on Noida Expressway FNG. This high level of social entertainment and interaction is a reflection of the creative choreography that has made Sikka Greens uniquely original among flats in Noida.

Karnam Greens is an attempt to redefine Exuberance. It is a project that fulfills all the aspirations and matches up to all the expectations with regard to the location, slandered of construction, design, ethics, product quality and the best of amenities and facilities.

Facilities of Sikka Karnam Greens

Entry Exit

Entrance Court


Club House

Drop off point

Water Body Fountain

Dedicated hassle free car parking

Landscaped park

Club house

Swimming pool

Toddlers pool


Mediation yoga pavilion

Badminton Court

Basketball court

Tennis court

Sand pit

Kids play zone

Jogging Track

Ramp in Ramp out

Sloping Garden

Cabana Gazebo

Outdoor Gathering area

Youth Corner

The Sikka Group was established in the year 1986 and was founded by Sh. Gurinder Singh Sikka, Chairman Managing Director. The Sikka Group has kept on Growing with time and our Boundaries expanded with experience engulfing in it a lot of expertise, allocates, masterpiece, partners and sister concern and today our boundaries are literally boundless. We are engaged in diverse fields like Real Estate Developments, Automobiles, Hospitality, Education, Outdoor Advertising Media Business and Filling Stations.


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